INDIVIDUAL
ATTENTION.
CUSTOMIZED
ADVICE.
Since Bahl & Gaynor’s 1990 inception, our singular goal has been to work hand-in-hand with clients to meet their investment needs.
While many financial firms push one-size-fits-all products, we strive to coordinate the fundamental disciplines of our dividend-growth philosophy with the unique needs of our clients regarding the growth, use and preservation of their wealth.
Our client experience is centered around YOU.
We Listen to YOU
We begin by listening carefully to clearly understand your comprehensive financial goals.
We Learn about YOU
We analyze your assets, liabilities, and cash flow needs. We’ll help you look for or coordinate a team of professionals to work with us on your behalf in the areas of: taxation, insurance, and estate planning.
We apply our
strategies for YOU
We develop a strategy for the continued growth and use of your assets and have regular interactions with you and your team to ensure consistency with changing circumstances and goals.
Analysis
Bahl & Gaynor works discreetly with you and your advisors, as needed, to analyze available resources, determine suitable opportunities, and identify any existing impediments to achieving your financial goals. Our process then coordinates the input and recommendations of your professional team, as described above, to address any or all of the following considerations:
Cash Flow Planning
Tax Strategies
Estate Planning
Education Funding
Net Worth Analysis
Detailed income, expenses, and savings projections
Social Security analysis
Pension and investment income analysis
Tax minimization strategies
Asset distribution plan to minimize tax liability
Coordination with your CPA on tax strategies
Coordination with your estate planning attorney
Planning for legacy, charitable, and asset protection goals
Account titling and beneficiary reviews
Detailed cost analysis for private schools and universities
Working with you to define your education goals
Savings strategies to meet your goals
Develop comprehensive net worth statement
Detailed review of your assets and liabilities
Coordination with assets outside of Bahl & Gaynor management
Review of current insurance coverages
Needs analysis for life insurance, disability, and long term care
Coordination with your insurance advisor to review potential insurance solutions
Income planning as you transition from a paycheck
Analyze healthcare funding needs
Analyzing retirement goals and sustainable funding levels
Evaluate timing and duration of retirement years
Review your unique investment goals, risk tolerance, time horizon and liquidity needs
Build you a diversified dividend-growth portfolio that is both cost and tax efficient
When your needs dictate, overlay fixed income exposure to provide asset class diversification
Detailed review of your current trust documentation
Planning for income needs from trust assets
Coordination with your attorney to review existing trusts and implementation of new trusts
Detailed risk analysis of holding concentrated stock position
Review and implement strategies to reduce your risk of holding concentrated stock position
Review tax consequences of reducing concentrated stock position
Risk Management Considerations
Retirement Planning
Portfolio Structure
Trusts
Concentrated Portfolio Positions
Cash Flow Planning
Detailed income, expenses, and savings projections
Social Security analysis
Pension and investment income analysis
Tax Strategies
Tax minimization strategies
Asset distribution plan to minimize tax liability
Coordination with your CPA on tax strategies
Estate Planning
Coordination with your estate planning attorney
Planning for legacy, charitable, and asset protection goals
Account titling and beneficiary reviews
Education Funding
Detailed cost analysis for private schools and universities
Working with you to define your education goals
Savings strategies to meet your goals
Net Worth Analysis
Develop comprehensive net worth statement
Detailed review of your assets and liabilities
Coordination with assets outside of Bahl & Gaynor management
Review of current insurance coverages
Needs analysis for life insurance, disability, and long term care
Coordination with your insurance advisor to review potential insurance solutions
Income planning as you transition from a paycheck
Analyze healthcare funding needs
Analyzing retirement goals and sustainable funding levels
Evaluate timing and duration of retirement years
Review your unique investment goals, risk tolerance, time horizon and liquidity needs
Build you a diversified dividend-growth portfolio that is both cost and tax efficient
When your needs dictate, overlay fixed income exposure to provide asset class diversification
Detailed review of your current trust documentation
Planning for income needs from trust assets
Coordination with your attorney to review existing trusts and implementation of new trusts
Detailed risk analysis of holding concentrated stock position
Review and implement strategies to reduce your risk of holding concentrated stock position
Review tax consequences of reducing concentrated stock position
Risk Management Considerations
Review of current insurance coverages
Needs analysis for life insurance, disability, and long term care
Coordination with your insurance advisor to review potential insurance solutions
Retirement Planning
Income planning as you transition from a paycheck
Analyze healthcare funding needs
Analyzing retirement goals and sustainable funding levels
Evaluate timing and duration of retirement years
Portfolio Structure
Review your unique investment goals, risk tolerance, time horizon and liquidity needs
Build you a diversified dividend-growth portfolio that is both cost and tax efficient
When your needs dictate, overlay fixed income exposure to provide asset class diversification
Trusts
Detailed review of your current trust documentation
Planning for income needs from trust assets
Coordination with your attorney to review existing trusts and implementation of new trusts
Concentrated Portfolio Positions
Detailed risk analysis of holding a concentrated stock position
Review and implement strategies to reduce your risk of holding a concentrated stock position
Review tax consequences of reducing a concentrated stock position
